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    Tips For Purchasing Beach Front Property
    by John Strake


    There is nothing more exotic and romantic than living on the beach. This is why beach front property is in such high demand. Beach front property is usually more expensive than property found further inland because there is only so much beach front space to go around. You will need to do your research when you are in the market for beach front property because often times there are rules and regulations to buying beach front property that may not exist with a home perthat is not ocean side.

    Buying Mexican real estate near the ocean is an example of how purchasing laws are different for beach front properties. Non-Mexicans can't directly own property within about 30 miles of the shoreline or about 60 miles of the border if they are buying the property as an individual
    But there are ways for foreigners to get around these purchasing laws. This process will be explained a little later in the article but it serves as an important reminder to do your homework before you venture out looking for your own beach side paradise. There will often be obstacles in your way and it is best to anticipate them rather than be surprised by them.

    As you begin your search for beach front property remember to be specific. Whether you are searching online or with a Realtor, you need to specify that you are looking for a beach front property. Beach front properties are often in their own category of proty types. Knowing what specific stretch of land (or at least the city) you are interested in will definitely help you in your search.

    Beware of high-pressure sales tactics. Foreign sales people know how enticing tropical real estate is to Americans. These real estate sales people will frequently offer deals and incentives for foreigners to get roped into some property deal. If you are genuinely interested in purchasing ocean front property, you are better off going with a professional Realtor than anyone who can offer you a deal that may be too good to be true. Just in case this advice comes too late, Mexican law allows you to cancel a signed deal and get your deposit money back within five days of making the deal. Perhaps they too recognize the persuasive power of their anxious-to-sell citizens. The key to not getting pulled into making a deal you are not interested in is simply being straightforward in your rejection to an offer (or you could always turn around and walk the other way).

    As was mentioned earlier, by Mexican law, foreigners can't own real estate outright within 100 kilometers (about 62 miles) of a border and within 50 kilometers (about 31 miles) of any coastline. But don't be discouraged, there are still ways to get your beach front property. What you can do is obtain title insurance. The Mexican government allows foreigners to buy through bank trusts. A bank trust is where the bank ends up holding the title to the property. The only problems with this are that there can be challenges to the title. This is why title insurance is a must. If you cannot get title insurance on the property, it is best to try another way of purchasing such as through a bank trust or by forming a Mexican corporation.

    Keep in mind, when you are looking for your ocean front home, that in general acquisition fees are high (about 6%), include a mandatory real-estate transfer tax (a fee for a government-appointed notary to handle the transaction), and a bank appraisal fee. If you are looking for an investment property, you need to consider that although property taxes are relatively low, taxes on capital gains from the sale of property can be about 35%!

    Realty Executives Mexico is a powerful Playa del Carmen and Cancun, Mexico real estate broker. Whether you're looking for luxury Cancun real estate, waterfront homes, historic Playa del Carmen villas or a quaint little cottage Realty Executives Mexico can knows the market and can get your the best home to fit your unique needs. To learn how Realty Executives Mexico can help you find your dream Playa del Carmen or Cancun, Mexico home click here or call us at 1-800-471-0608 ext. 2.

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